What's checked
The sixteen things a listing won't tell you.
Each finding is written the same way: what it is, why it matters, and what to do about it. Planning terms are explained the first time they appear, no glossary hunting.
Finding · floodAs written in the report
The property sits inside the council's flood planning area.
- What it is
- The flood planning area is the land council expects to flood in a 1-in-100-year event, plus a safety margin. It is a planning line, not a record of past floods.
- Why it matters
- Insurers price it. Council adds conditions to anything you build, raised floors, no bedrooms below the flood level. Your lender may ask about it. And you need to know how you'd get out.
- Do
- Ask the agent for the council flood certificate. Get a written insurance quote for this address before you bid, not after.
Source: Hawkesbury City Council flood planning area · NSW SES · queried 2026-08-21
Flood
The state mapping read in full, and the council's own mapping read, captured or linked, whichever the council publishes.
Bushfire
Whether the lot is bushfire prone, and what that means for building and insurance.
Zoning & standards
The zone, height and floor-space limits, minimum lot size, in words, not codes.
Heritage & constraints
Heritage items and conservation areas, acid sulfate soils, wetlands and other overlays.
Contaminated land
The EPA register, former servos, dry-cleaners, industrial sites, on or near the property.
Planning applications
Applications on the property and nearby, what's proposed, lodged or approved.
Easements
Rights of way, drainage and services that run through the lot and limit where you can build.
Land value
The Valuer General's statutory land value, the figure your rates and land tax rest on.
School catchments
Which public primary and high school the address is zoned for.
Station, hospital, shops
Nearest of each, with real distances, so "walk to station" can be checked.
Industrial land
Industrial zones within reach of the property, noise, trucks, and what they may become.
Rent: who to ask
No rent guess. The report names the local property managers to ask, with a draft appraisal request written for you.